PayPal is a widely used online payment system that allows users to send and receive money globally. Unfortunately, PayPal is not officially available in Pakistan, making it challenging for freelancers, bloggers, and online business owners to access its services. However, there are alternative methods to create and use a PayPal account in Pakistan. In this guide, we will walk you through the updated process of setting up a fully functional PayPal account using a USA-based Payoneer account.
Requirements to Create a PayPal Account in Pakistan
To successfully set up a PayPal account in Pakistan, you need the following:
- A valid email address
- A USA/UK/Canada phone number (Get one using online services like TextNow, Google Voice, or Skype)
- A Payoneer account (To act as a US bank account for PayPal verification)
- A valid USA address (Can be obtained via a virtual address service like Shipito or MyUS)
Steps to Create a PayPal Account in Pakistan
Follow these steps carefully to register a PayPal account from Pakistan:
- Visit the PayPal Website
- Go to www.paypal.com and click Sign Up.
- Select Account Type
- Choose between Personal and Business accounts.
- If you are a freelancer or individual, choose Personal.
- If you own an online business, select Business.
- Enter a USA Phone Number
- You will be asked to provide a USA phone number for verification.
- Use an online USA number from TextNow or Google Voice.
- Email Verification
- Enter your valid email address and click Next.
- PayPal will send a confirmation email; open it and click Verify.
- Provide Personal Details
- Enter your first and last name (match details with your Payoneer account).
- Set a strong password for your account.
- Enter Address Details
- Provide a valid USA address (You can use a virtual mailbox like Shipito).
- Agree to Terms & Conditions
- Review PayPal’s policies and click Agree & Create Account.
Congratulations! Your PayPal account has been successfully created. However, it still needs to be linked to a bank account to send or receive money.
How to Link Payoneer with PayPal
Since Pakistani bank accounts are not supported, you can link Payoneer’s US Virtual Bank Account to your PayPal account.
- Login to Your Payoneer Account
- Visit www.payoneer.com and sign in.
- Get US Bank Details
- Click on Receive > Global Payment Service.
- Find the US Virtual Bank Account details (Routing Number & Account Number).
- Login to Your PayPal Account
- Click on Wallet > Link a Bank Account.
- Choose Link a US Bank Account.
- Enter Payoneer’s Bank Details
- Input your Routing Number and Account Number from Payoneer.
- Click Confirm.
- Verify Your Payoneer Bank Account
- PayPal will send two small deposits (within 2-3 days).
- Check your Payoneer account for the deposit amounts.
- Log in to PayPal and enter the exact amounts to verify your account.
Withdrawing Money from PayPal in Pakistan
Once your PayPal account is linked with Payoneer, you can withdraw money in Pakistan using these methods:
- Transfer PayPal balance to Payoneer (via linked US bank account).
- Withdraw Payoneer funds from any ATM supporting MasterCard.
- Link Payoneer to JazzCash and withdraw money in PKR.
FAQs About PayPal in Pakistan
1. Can I use my Pakistani bank account with PayPal?
No, PayPal does not support Pakistani banks. You must use Payoneer as a workaround.
2. Is it legal to use PayPal in Pakistan this way?
Yes, as long as you legally verify your PayPal account and do not engage in fraudulent activities.
3. Can I use a VPN to create a PayPal account?
Using a VPN is not recommended, as PayPal may block your account for violating its policies.
4. What happens if PayPal blocks my account?
Your funds may be frozen for 180 days. Ensure your account details are accurate to avoid restrictions.
5. Can I receive money from PayPal in Pakistan?
Yes, after linking Payoneer, you can receive payments and withdraw them easily.
Final Thoughts
Even though PayPal is not officially available in Pakistan, you can still create and use it legally through Payoneer’s US Virtual Account. Many Pakistani freelancers, bloggers, and eCommerce sellers use this method to receive payments globally. Follow the steps carefully, and you’ll have a working PayPal account in no time!
For any questions or assistance, feel free to comment below or contact us.